:root{
    --navy-950:#0a2340;
    --navy-900:#0e2f52;
    --navy-800:#123c67;
    --navy-700:#1c4f82;
    --orange-600:#e8790f;
    --orange-500:#f5921f;
    --orange-100:#fdead2;
    --green-700:#1f7a48;
    --green-600:#2c9a5b;
    --green-100:#e2f5e9;
    --cream-50:#faf7f1;
    --cream-100:#f3ede1;
    --ink-900:#182233;
    --ink-700:#3b4658;
    --ink-500:#647087;
    --white:#ffffff;
    --ring: 3px solid #f5921f;
    --shadow-soft: 0 20px 50px -20px rgba(10,35,64,0.25);
    --shadow-card: 0 10px 30px -12px rgba(10,35,64,0.18);
    --radius-lg: 22px;
    --radius-md: 14px;
    --radius-sm: 8px;
    --font-display: "Fraunces", Georgia, serif;
    --font-body: "Source Sans 3", "Segoe UI", Arial, sans-serif;
  }

  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;
    font-family:var(--font-body);
    color:var(--ink-900);
    background:var(--cream-50);
    font-size:18px;
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
  }
  img,svg{display:block;max-width:100%;}
  a{color:inherit;}
  h1,h2,h3,h4{font-family:var(--font-display);margin:0;color:var(--navy-950);}
  p{margin:0;}
  button{font-family:var(--font-body);cursor:pointer;}
  .container{
    max-width:1180px;
    margin:0 auto;
    padding:0 20px;
  }
  :focus-visible{outline:var(--ring);outline-offset:3px;border-radius:6px;}

  body{font-size:16px;line-height:1.65;}
  button, .btn, .pill, .faq-q{min-height:44px;}
  a, button{ -webkit-tap-highlight-color: transparent; }

  .nav-bar{
    flex-direction:column;
    align-items:flex-start;
    gap:12px;
    padding:14px 0 16px;
  }
  nav.links{display:none;}
  .btn{padding:13px 20px;font-size:0.96rem;}
  .btn-lg{padding:16px 24px;font-size:1rem;}
  .hero{padding:46px 0 64px;}
  .hero-grid{grid-template-columns:1fr;gap:30px;}
  .hero h1{font-size:clamp(2.1rem, 8vw, 2.8rem);max-width:none;}
  .hero-sub{margin-top:18px;font-size:1rem;}
  .amount-strip{margin-top:24px;flex-direction:column;gap:12px;}
  .amount-card{min-width:0;padding:16px 20px;}
  .hero-ctas{flex-direction:column;gap:12px;margin-top:24px;}
  .hero-ctas .btn{width:100%;}
  .trust-note{margin-top:22px;font-size:0.9rem;}
  .simulator{padding:24px 18px 26px;}
  .simulator-top{flex-direction:column;align-items:flex-start;gap:10px;}
  .sim-figure .figure-value{font-size:2.6rem;}
  .pill-group{gap:8px;}
  .pill{padding:10px 14px;font-size:0.86rem;}
  .trust-bar{padding:22px 0;}
  .trust-bar .container{grid-template-columns:1fr;gap:14px;}
  .trust-item span{font-size:0.95rem;}
  section{padding:72px 0;}
  .section-head{margin:0 auto 36px;}
  .section-head h2{font-size:clamp(1.7rem, 6vw, 2.2rem);}
  .section-head p{margin-top:14px;font-size:1rem;}
  .benefits-wrap{grid-template-columns:1fr;gap:30px;align-items:start;}
  .benefit-item{gap:14px;}
  .benefit-visual{padding:28px 22px;}
  .mini-stats{flex-wrap:wrap;gap:16px;}
  .uses-grid{grid-template-columns:1fr;gap:14px;}
  .steps-grid{grid-template-columns:1fr;gap:24px;}
  .step-card{padding:0;}
  .step-card:not(:last-child)::after{display:none;}
  .advisor-card{grid-template-columns:1fr;gap:24px;padding:24px 20px;text-align:center;}
  .advisor-avatar{margin:0 auto;}
  .advisor-contacts a{justify-content:center;}
  .faq-q{padding:18px 20px;font-size:0.98rem;}
  .faq-a{padding:0 20px;}
  .faq-item[data-open="true"] .faq-a{padding-bottom:18px;}
  .footer-top{flex-direction:column;gap:24px;padding-bottom:24px;}
  .footer-links{flex-direction:column;gap:24px;}
  .footer-bottom{flex-direction:column;align-items:flex-start;gap:10px;}
  .float-whatsapp{width:58px;height:58px;right:16px;bottom:18px;}

  /* ============ HEADER ============ */
  header{
    position:sticky;
    top:0;
    z-index:50;
    background:rgba(250,247,241,0.92);
    backdrop-filter:blur(8px);
    border-bottom:1px solid rgba(14,47,82,0.08);
  }
  .nav-bar{
    display:flex;
    align-items:center;
    justify-content:space-between;
    padding:16px 0;
    gap:24px;
  }
  .brand{
    display:flex;
    align-items:center;
    gap:12px;
    text-decoration:none;
  }
  .brand-mark{
    width:44px;height:44px;border-radius:50%;
    background:linear-gradient(135deg,var(--navy-900),var(--navy-700));
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 6px 16px -6px rgba(14,47,82,0.5);
  }
  .brand-text{display:flex;flex-direction:column;line-height:1.1;}
  .brand-text strong{font-family:var(--font-display);font-size:1.35rem;letter-spacing:0.02em;color:var(--navy-950);}
  .brand-text span{font-size:0.72rem;letter-spacing:0.14em;text-transform:uppercase;color:var(--orange-600);font-weight:700;}
  nav.links{display:flex;gap:32px;align-items:center;}
  nav.links a{
    text-decoration:none;
    font-weight:600;
    font-size:0.98rem;
    color:var(--navy-900);
    position:relative;
    padding:6px 2px;
  }
  nav.links a::after{
    content:"";position:absolute;left:0;bottom:0;height:2px;width:0;
    background:var(--orange-500);transition:width .25s ease;
  }
  nav.links a:hover::after{width:100%;}
  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:10px;
    padding:14px 26px;
    border-radius:999px;
    font-weight:700;
    font-size:1rem;
    border:2px solid transparent;
    text-decoration:none;
    transition:transform .2s ease, box-shadow .2s ease, background .2s ease;
    white-space:nowrap;
  }
  .btn-primary{
    background:var(--orange-500);
    color:var(--navy-950);
    box-shadow:0 10px 24px -8px rgba(245,146,31,0.55);
  }
  .btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 28px -8px rgba(245,146,31,0.65);}
  .btn-ghost{
    background:transparent;
    border-color:var(--navy-900);
    color:var(--navy-900);
  }
  .btn-ghost:hover{background:var(--navy-900);color:var(--white);}
  .btn-whatsapp{
    background:var(--green-600);
    color:var(--white);
    box-shadow:0 10px 24px -8px rgba(44,154,91,0.55);
  }
  .btn-whatsapp:hover{background:var(--green-700);transform:translateY(-2px);}
  .btn-lg{padding:18px 34px;font-size:1.08rem;}
  .menu-toggle{display:none;background:none;border:none;padding:8px;}

  /* ============ HERO ============ */
  .hero{
    position:relative;
    overflow:hidden;
    padding:72px 0 96px;
    background:
      radial-gradient(1100px 500px at 85% -10%, rgba(245,146,31,0.14), transparent 60%),
      radial-gradient(900px 500px at -10% 110%, rgba(44,154,91,0.12), transparent 60%);
  }
  .hero-arc{
    position:absolute;
    top:-260px;right:-260px;
    width:640px;height:640px;
    border-radius:50%;
    border:56px solid var(--orange-500);
    opacity:0.16;
  }
  .hero-grid{
    display:grid;
    grid-template-columns:1.05fr 0.95fr;
    gap:56px;
    align-items:center;
    position:relative;
    z-index:2;
  }
  .eyebrow{
    display:inline-flex;align-items:center;gap:10px;
    background:var(--navy-950);color:var(--white);
    padding:8px 18px;border-radius:999px;
    font-size:0.82rem;font-weight:700;letter-spacing:0.06em;text-transform:uppercase;
    margin-bottom:22px;
  }
  .eyebrow .dot{width:8px;height:8px;border-radius:50%;background:var(--orange-500);}
  .hero h1{
    font-size:clamp(2.4rem, 4.4vw, 3.4rem);
    line-height:1.08;
    font-weight:600;
    color:var(--navy-950);
    max-width:16ch;
  }
  .hero h1 em{
    font-style:normal;
    color:var(--orange-600);
    background:linear-gradient(180deg, transparent 62%, var(--orange-100) 62%);
  }
  .hero-sub{
    margin-top:22px;
    font-size:1.16rem;
    color:var(--ink-700);
    max-width:52ch;
  }
  .amount-strip{
    margin-top:32px;
    display:flex;
    gap:18px;
    flex-wrap:wrap;
  }
  .amount-card{
    background:var(--navy-950);
    color:var(--white);
    border-radius:var(--radius-md);
    padding:18px 24px;
    min-width:190px;
    box-shadow:var(--shadow-soft);
  }
  .amount-card .label{font-size:0.78rem;text-transform:uppercase;letter-spacing:0.08em;color:#a9c1d9;font-weight:700;}
  .amount-card .value{font-family:var(--font-display);font-size:1.9rem;margin-top:4px;font-weight:600;}
  .hero-ctas{display:flex;gap:16px;margin-top:36px;flex-wrap:wrap;}
  .trust-note{
    margin-top:28px;
    display:flex;align-items:flex-start;gap:12px;
    font-size:0.94rem;color:var(--ink-700);
    max-width:46ch;
  }
  .trust-note svg{flex-shrink:0;margin-top:2px;}

  /* Simulator card (signature element) */
  .simulator{
    background:var(--white);
    border-radius:var(--radius-lg);
    box-shadow:var(--shadow-soft);
    padding:34px 32px 38px;
    position:relative;
    z-index:2;
    border:1px solid rgba(14,47,82,0.06);
  }
  .simulator-top{
    display:flex;align-items:center;justify-content:space-between;
    margin-bottom:6px;
  }
  .simulator-top h3{font-size:1.18rem;font-weight:600;}
  .badge-secure{
    display:flex;align-items:center;gap:6px;
    font-size:0.76rem;font-weight:700;color:var(--green-700);
    background:var(--green-100);padding:6px 12px;border-radius:999px;
  }
  .sim-figure{
    text-align:center;
    margin:26px 0 6px;
  }
  .sim-figure .figure-label{font-size:0.85rem;color:var(--ink-500);font-weight:600;letter-spacing:0.02em;}
  .sim-figure .figure-value{
    font-family:var(--font-display);
    font-size:3.2rem;
    color:var(--navy-950);
    font-weight:600;
    margin-top:4px;
  }
  input[type="range"]{
    width:100%;
    -webkit-appearance:none;
    appearance:none;
    height:8px;
    border-radius:999px;
    background:linear-gradient(90deg, var(--orange-500) var(--fill,50%), #e6dfd1 var(--fill,50%));
    margin:18px 0 6px;
  }
  input[type="range"]::-webkit-slider-thumb{
    -webkit-appearance:none;
    width:26px;height:26px;border-radius:50%;
    background:var(--navy-950);
    border:4px solid var(--white);
    box-shadow:0 4px 12px rgba(10,35,64,0.4);
    cursor:pointer;
  }
  input[type="range"]::-moz-range-thumb{
    width:26px;height:26px;border-radius:50%;
    background:var(--navy-950);
    border:4px solid var(--white);
    box-shadow:0 4px 12px rgba(10,35,64,0.4);
    cursor:pointer;
  }
  .sim-range-labels{display:flex;justify-content:space-between;font-size:0.82rem;color:var(--ink-500);font-weight:600;}
  .sim-divider{height:1px;background:#eee6d6;margin:24px 0;}
  .sim-select-row{display:flex;flex-direction:column;gap:10px;margin-bottom:6px;}
  .sim-select-row label{font-size:0.88rem;font-weight:700;color:var(--navy-900);}
  .pill-group{display:flex;gap:10px;flex-wrap:wrap;}
  .pill{
    padding:9px 16px;border-radius:999px;border:2px solid #e6dfd1;
    background:var(--white);font-weight:600;font-size:0.88rem;color:var(--ink-700);
    transition:all .18s ease;
  }
  .pill[aria-pressed="true"]{
    background:var(--navy-950);border-color:var(--navy-950);color:var(--white);
  }
  .sim-cta{
    display:flex;width:100%;margin-top:22px;
  }
  .sim-note{font-size:0.78rem;color:var(--ink-500);margin-top:14px;text-align:center;}

  /* ============ TRUST BAR ============ */
  .trust-bar{
    background:var(--navy-950);
    color:var(--white);
    padding:26px 0;
  }
  .trust-bar .container{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:24px;
  }
  .trust-item{display:flex;align-items:center;gap:14px;}
  .trust-item .icon-circle{
    width:46px;height:46px;border-radius:50%;
    background:rgba(245,146,31,0.16);
    display:flex;align-items:center;justify-content:center;
    flex-shrink:0;
  }
  .trust-item span{font-weight:700;font-size:0.98rem;line-height:1.25;}

  /* ============ SECTION SHARED ============ */
  section{padding:96px 0;}
  .section-head{max-width:640px;margin:0 auto 56px;text-align:center;}
  .section-head .eyebrow{background:var(--cream-100);color:var(--navy-900);}
  .section-head .eyebrow .dot{background:var(--green-600);}
  .section-head h2{font-size:clamp(1.9rem,3vw,2.5rem);font-weight:600;line-height:1.18;}
  .section-head p{margin-top:16px;font-size:1.08rem;color:var(--ink-700);}

  /* Benefits */
  .benefits-wrap{
    display:grid;
    grid-template-columns:1.1fr 1fr;
    gap:64px;
    align-items:center;
  }
  .benefit-list{display:flex;flex-direction:column;gap:22px;}
  .benefit-item{display:flex;gap:18px;align-items:flex-start;}
  .benefit-item .check{
    width:34px;height:34px;border-radius:50%;
    background:var(--green-100);color:var(--green-700);
    display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px;
  }
  .benefit-item h4{font-size:1.12rem;font-weight:700;color:var(--navy-950);}
  .benefit-item p{margin-top:4px;color:var(--ink-700);font-size:1rem;}
  .benefit-visual{
    background:linear-gradient(160deg,var(--navy-900),var(--navy-950));
    border-radius:var(--radius-lg);
    padding:44px 36px;
    color:var(--white);
    position:relative;
    overflow:hidden;
  }
  .benefit-visual::after{
    content:"";position:absolute;bottom:-90px;left:-90px;width:260px;height:260px;
    border-radius:50%;border:36px solid rgba(245,146,31,0.22);
  }
  .benefit-visual .stat{font-family:var(--font-display);font-size:3.4rem;font-weight:600;position:relative;z-index:1;}
  .benefit-visual .stat-label{font-size:1rem;color:#b9cee3;margin-top:6px;position:relative;z-index:1;}
  .benefit-visual .divider-line{height:1px;background:rgba(255,255,255,0.14);margin:28px 0;position:relative;z-index:1;}
  .mini-stats{display:flex;gap:28px;position:relative;z-index:1;}
  .mini-stats div strong{display:block;font-family:var(--font-display);font-size:1.7rem;font-weight:600;}
  .mini-stats div span{font-size:0.82rem;color:#b9cee3;}

  /* Uses grid */
  .uses-grid{
    display:grid;
    grid-template-columns:repeat(6,1fr);
    gap:20px;
  }
  .use-card{
    background:var(--white);
    border-radius:var(--radius-md);
    padding:26px 16px;
    text-align:center;
    box-shadow:var(--shadow-card);
    transition:transform .2s ease;
  }
  .use-card:hover{transform:translateY(-6px);}
  .use-icon{
    width:58px;height:58px;border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    margin:0 auto 14px;
  }
  .use-card h4{font-size:0.96rem;font-weight:700;color:var(--navy-950);}

  /* Steps (real sequence) */
  .steps-strip{
    background:var(--cream-100);
  }
  .steps-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:0;
    position:relative;
  }
  .step-card{
    padding:0 22px;
    position:relative;
  }
  .step-card:not(:last-child)::after{
    content:"";
    position:absolute;
    top:27px;right:-6px;
    width:calc(100% - 30px);
    height:2px;
    background:repeating-linear-gradient(90deg, var(--orange-500) 0 10px, transparent 10px 18px);
  }
  .step-number{
    width:54px;height:54px;border-radius:50%;
    background:var(--navy-950);color:var(--white);
    display:flex;align-items:center;justify-content:center;
    font-family:var(--font-display);font-size:1.4rem;font-weight:600;
    margin-bottom:20px;position:relative;z-index:1;
  }
  .step-card h4{font-size:1.08rem;font-weight:700;margin-bottom:8px;}
  .step-card p{color:var(--ink-700);font-size:0.96rem;}

  /* Advisor */
  .advisor-card{
    display:grid;
    grid-template-columns:auto 1fr auto;
    gap:36px;
    align-items:center;
    background:var(--white);
    border-radius:var(--radius-lg);
    box-shadow:var(--shadow-soft);
    padding:40px 44px;
  }
  .advisor-avatar{
    width:118px;height:118px;border-radius:50%;
    background:linear-gradient(150deg,var(--navy-800),var(--navy-950));
    display:flex;align-items:center;justify-content:center;
    color:var(--white);font-family:var(--font-display);font-size:2.2rem;font-weight:600;
    flex-shrink:0;
    box-shadow:0 12px 26px -10px rgba(10,35,64,0.5);
  }
  .advisor-info h3{font-size:1.5rem;font-weight:600;}
  .advisor-badge{
    display:inline-flex;align-items:center;gap:6px;
    background:var(--orange-100);color:var(--orange-600);
    font-size:0.8rem;font-weight:700;padding:5px 12px;border-radius:999px;margin-top:8px;
  }
  .advisor-contacts{display:flex;flex-direction:column;gap:10px;margin-top:18px;}
  .advisor-contacts a{
    display:flex;align-items:center;gap:10px;
    text-decoration:none;font-weight:600;color:var(--navy-900);font-size:0.98rem;
  }
  .advisor-contacts a:hover{color:var(--orange-600);}
  .advisor-cta{display:flex;flex-direction:column;gap:14px;align-items:center;}
  .qr-box{
    width:132px;height:132px;border:2px solid var(--cream-100);border-radius:var(--radius-sm);
    display:flex;align-items:center;justify-content:center;background:var(--cream-50);
  }
  .qr-caption{font-size:0.78rem;font-weight:700;color:var(--ink-500);text-align:center;}

  /* FAQ */
  .faq-list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:14px;}
  .faq-item{
    background:var(--white);border-radius:var(--radius-md);
    box-shadow:var(--shadow-card);overflow:hidden;
  }
  .faq-q{
    width:100%;text-align:left;background:none;border:none;
    padding:22px 26px;display:flex;justify-content:space-between;align-items:center;gap:16px;
    font-weight:700;font-size:1.05rem;color:var(--navy-950);
  }
  .faq-q .plus{
    flex-shrink:0;width:28px;height:28px;border-radius:50%;background:var(--cream-100);
    display:flex;align-items:center;justify-content:center;transition:transform .25s ease;
  }
  .faq-item[data-open="true"] .plus{transform:rotate(45deg);background:var(--orange-100);}
  .faq-a{
    max-height:0;overflow:hidden;transition:max-height .3s ease, padding .3s ease;
    padding:0 26px;color:var(--ink-700);font-size:0.98rem;
  }
  .faq-item[data-open="true"] .faq-a{max-height:220px;padding-bottom:22px;}

  /* Final CTA */
  .final-cta{
    background:linear-gradient(150deg,var(--navy-900),var(--navy-950));
    color:var(--white);
    text-align:center;
    position:relative;
    overflow:hidden;
  }
  .final-cta::before{
    content:"";position:absolute;top:-200px;left:50%;transform:translateX(-50%);
    width:700px;height:700px;border-radius:50%;
    border:60px solid rgba(245,146,31,0.14);
  }
  .final-cta .container{position:relative;z-index:1;}
  .final-cta h2{color:var(--white);font-size:clamp(1.9rem,3.4vw,2.7rem);font-weight:600;max-width:20ch;margin:0 auto;}
  .final-cta p{margin-top:18px;color:#c6d7e8;font-size:1.1rem;max-width:52ch;margin-left:auto;margin-right:auto;}
  .final-cta .hero-ctas{justify-content:center;margin-top:32px;}
  .final-cta .trust-note{margin:26px auto 0;justify-content:center;color:#c6d7e8;}

  /* Footer */
  footer{
    background:var(--navy-950);
    color:#9fb6cf;
    padding:52px 0 28px;
    font-size:0.92rem;
  }
  .footer-top{
    display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;
    padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,0.1);
  }
  .footer-brand strong{color:var(--white);font-family:var(--font-display);font-size:1.2rem;}
  .footer-links{display:flex;gap:56px;flex-wrap:wrap;}
  .footer-col strong{display:block;color:var(--white);margin-bottom:12px;font-size:0.9rem;}
  .footer-col a{display:block;text-decoration:none;color:#9fb6cf;margin-bottom:8px;}
  .footer-col a:hover{color:var(--orange-500);}
  .footer-bottom{
    display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;
    padding-top:24px;font-size:0.82rem;
  }
  .legal-note{max-width:820px;margin:0 auto;text-align:center;padding-top:18px;font-size:0.8rem;color:#7690ac;}

  /* WhatsApp floating button */
  .float-whatsapp{
    position:fixed;bottom:26px;right:26px;z-index:60;
    width:64px;height:64px;border-radius:50%;
    background:var(--green-600);
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 14px 30px -10px rgba(44,154,91,0.6);
    text-decoration:none;
    animation:pulse-wa 2.6s infinite;
  }
  @keyframes pulse-wa{
    0%{box-shadow:0 0 0 0 rgba(44,154,91,0.55), 0 14px 30px -10px rgba(44,154,91,0.6);}
    70%{box-shadow:0 0 0 16px rgba(44,154,91,0), 0 14px 30px -10px rgba(44,154,91,0.6);}
    100%{box-shadow:0 0 0 0 rgba(44,154,91,0), 0 14px 30px -10px rgba(44,154,91,0.6);}
  }

  .container{padding:0 20px;}
  body{font-size:16px;line-height:1.65;}
  button, .btn, .pill, .faq-q{min-height:44px;}
  a, button{-webkit-tap-highlight-color:transparent;}
  .nav-bar{flex-direction:column;align-items:flex-start;gap:12px;padding:14px 0 16px;}
  nav.links{display:none;}
  .btn{padding:13px 20px;font-size:0.96rem;}
  .btn-lg{padding:16px 24px;font-size:1rem;}
  .hero{padding:46px 0 64px;}
  .hero-grid{grid-template-columns:1fr;gap:30px;}
  .hero h1{font-size:clamp(2.1rem, 8vw, 2.8rem);max-width:none;}
  .hero-sub{margin-top:18px;font-size:1rem;}
  .amount-strip{margin-top:24px;flex-direction:column;gap:12px;}
  .amount-card{min-width:0;padding:16px 20px;}
  .hero-ctas{flex-direction:column;gap:12px;margin-top:24px;}
  .hero-ctas .btn{width:100%;}
  .trust-note{margin-top:22px;font-size:0.9rem;}
  .simulator{padding:24px 18px 26px;}
  .simulator-top{flex-direction:column;align-items:flex-start;gap:10px;}
  .sim-figure .figure-value{font-size:2.6rem;}
  .pill-group{gap:8px;}
  .pill{padding:10px 14px;font-size:0.86rem;}
  .trust-bar{padding:22px 0;}
  .trust-bar .container{grid-template-columns:1fr;gap:14px;}
  .trust-item span{font-size:0.95rem;}
  section{padding:72px 0;}
  .section-head{margin:0 auto 36px;}
  .section-head h2{font-size:clamp(1.7rem, 6vw, 2.2rem);}
  .section-head p{margin-top:14px;font-size:1rem;}
  .benefits-wrap{grid-template-columns:1fr;gap:30px;align-items:start;}
  .benefit-item{gap:14px;}
  .benefit-visual{padding:28px 22px;}
  .mini-stats{flex-wrap:wrap;gap:16px;}
  .uses-grid{grid-template-columns:1fr;gap:14px;}
  .steps-grid{grid-template-columns:1fr;gap:24px;}
  .step-card{padding:0;}
  .step-card:not(:last-child)::after{display:none;}
  .advisor-card{grid-template-columns:1fr;gap:24px;padding:24px 20px;text-align:center;}
  .advisor-avatar{margin:0 auto;}
  .advisor-contacts a{justify-content:center;}
  .faq-q{padding:18px 20px;font-size:0.98rem;}
  .faq-a{padding:0 20px;}
  .faq-item[data-open="true"] .faq-a{padding-bottom:18px;}
  .footer-top{flex-direction:column;gap:24px;padding-bottom:24px;}
  .footer-links{flex-direction:column;gap:24px;}
  .footer-bottom{flex-direction:column;align-items:flex-start;gap:10px;}
  .float-whatsapp{width:58px;height:58px;right:16px;bottom:18px;}

  @media (prefers-reduced-motion: reduce){
    html{scroll-behavior:auto;}
    .float-whatsapp{animation:none;}
    .use-card, .btn, .faq-a, .plus{transition:none;}
  }

  /* ============ RESPONSIVE ============ */
  @media (min-width:640px){
    .container{padding:0 24px;}
    .hero{padding:56px 0 78px;}
    .amount-strip{flex-direction:row;}
    .amount-card{min-width:170px;}
    .hero-ctas{flex-direction:row;flex-wrap:wrap;}
    .hero-ctas .btn{width:auto;}
    .trust-bar .container{grid-template-columns:repeat(2,1fr);}
    .uses-grid{grid-template-columns:repeat(2,1fr);}
    .steps-grid{grid-template-columns:repeat(2,1fr);}
    .advisor-card{text-align:left;}
    .advisor-avatar{margin:0;}
    .advisor-contacts a{justify-content:flex-start;}
    .footer-links{flex-direction:row;gap:36px;}
    .footer-bottom{flex-direction:row;justify-content:space-between;align-items:center;}
  }
  @media (min-width:768px){
    .nav-bar{flex-direction:row;align-items:center;justify-content:space-between;padding:16px 0;}
    nav.links{display:flex;gap:24px;align-items:center;}
    .hero-grid{grid-template-columns:1.05fr 0.95fr;gap:40px;}
    .benefits-wrap{grid-template-columns:1.1fr 1fr;gap:42px;}
    .trust-bar .container{grid-template-columns:repeat(4,1fr);}
    .uses-grid{grid-template-columns:repeat(3,1fr);} 
    .advisor-card{grid-template-columns:auto 1fr auto;gap:28px;padding:32px 34px;}
  }
  @media (min-width:1020px){
    .hero-grid{gap:56px;}
    .benefits-wrap{gap:64px;}
    .section-head{margin-bottom:56px;}
    .uses-grid{grid-template-columns:repeat(6,1fr);} 
    .steps-grid{grid-template-columns:repeat(4,1fr);} 
    .step-card:not(:last-child)::after{display:block;}
  }